The Right Option: Which RICS Home Survey is Best for You?

Purchasing a property is one of the most significant financial decisions you'll ever make. Whether you're a first-time buyer or experienced homeowner, ensuring your investment is sound and free from hidden issues is crucial. One of the most effective ways to protect yourself from unexpected problems is to commission a survey. At AMS Surveys, we specialise in offering tailored advice and expertise through our RICS Home Surveys, providing homebuyers with the clarity they need to make informed decisions.

In this article, we’ll walk you through the differences between a Homebuyers Report (now known as a RICS Home Survey Level 2), a Structural Survey (RICS Home Survey Level 3), and how each can benefit your property purchase. Our goal is to help you choose the right survey for your property needs and budget, ensuring your home is safe and sound.

Understanding the Difference Between Homebuyers Reports and Structural Surveys

When it comes to surveys, two main options stand out: the Homebuyers Report (RICS Home Survey Level 2) and the Structural Survey (RICS Home Survey Level 3). Both surveys serve different purposes, offering varying levels of detail and investigation into the condition of a property.

RICS Home Survey Level 2 (Formerly Homebuyers Report)

This survey is designed to provide a comprehensive overview of a property's condition, identifying visible issues that may affect your purchase decision. While it doesn’t involve intrusive testing, it highlights major concerns such as structural defects, dampness, and subsidence, along with offering a valuation and insurance reinstatement cost. This is typically suitable for standard properties in good condition or newer builds.

RICS Home Survey Level 3 (Formerly Structural Survey)

This survey is a more in-depth inspection that goes beyond the surface. It involves a detailed examination of all accessible parts of the property, from the foundations to the roof, and may include some intrusive testing. A Level 3 survey is ideal for older properties, buildings in need of renovation, or any home with complex structural features. It provides a thorough understanding of a property's structural stability and maintenance needs.

Which Survey is Right for You?

Choosing the right survey for your property depends on several factors, such as the property’s age, condition, and your overall concerns.

Property Type

If you’re purchasing a relatively new or well-maintained property, a RICS Home Survey Level 2 (Homebuyers Report) is likely sufficient. However, if you’re looking at an older property or a home that requires significant renovation, a RICS Home Survey Level 3 (Structural Survey) is the better option to uncover hidden issues and provide peace of mind.

Budget

The RICS Home Survey Level 2 is generally more affordable than the RICS Home Survey Level 3. With Level 2 surveys costing around £450, it’s a cost-effective solution for many homebuyers. On the other hand, a Level 3 survey offers a more thorough analysis, costing around £650.

Risk

If you want the highest level of assurance about the structural integrity of your property, a RICS Home Survey Level 3 is the safest option. While a Level 2 survey gives you valuable insight into a property’s condition, a Level 3 survey dives deeper, offering a more comprehensive understanding of any potential future issues.

Why Choose AMS Surveys for Your Property Survey Needs

At AMS Surveys, we are chartered building surveyors with years of expertise in providing comprehensive property surveys for homebuyers. Our independent, professional assessments are designed to uncover any hidden issues, offering you the best possible advice and ensuring you make an informed decision. Whether you're looking for a RICS Home Survey Level 2 (Homebuyers Report) or a detailed RICS Home Survey Level 3 (Structural Survey), we are here to help you navigate the complexities of property ownership.

Our surveys are tailored to meet your needs, providing a clear and accurate report that highlights any concerns and helps you plan for the future. We also offer guidance on maintenance, helping you avoid costly repairs and preserve the value of your home. Don’t risk making a poor investment; ensure your property is in good condition before you commit.

Get Expert Advice With AMS Surveys

Choosing the right survey can be the difference between a smart property investment and a costly mistake. Don’t leave your home purchase to chance! Contact us at AMS Surveys today to schedule a residential home survey, whether you need a RICS Home Survey Level 2 or Level 3. Our experienced team of chartered building surveyors will provide a detailed, unbiased assessment, helping you make a confident decision.